Blog/Practical bookkeeping·US and Canada

Live bank feeds are here: connect your bank to AcboBooks

AcboBooks 0.2.7 connects to most US and Canadian banks and cards through Plaid. How it works, what it costs, and how your data stays on your computer.

4 min read · November 7, 2026

A laptop and a card terminal on an oak desk, with a maroon wallet and a bank card beside them

Until now, getting your bank transactions into AcboBooks meant downloading a statement file from online banking and importing it. That still works. From version 0.2.7, AcboBooks can also connect straight to your bank: new transactions come into Banking → Bank Feeds when you click Update, ready to match or add.

What's new

  • Connect a bank in a few clicks, on your bank's secure page.
  • Update brings in everything new since last time. Pending transactions wait until they post, and nothing is ever brought in twice.
  • Choose which AcboBooks account each bank or card account feeds, and the date to start from, so nothing you already entered is duplicated.
  • New lines are matched to entries you already made where the amount and date agree, and your bank rules fill in the account and payee.
  • Add accounts… for an account you open later at the same bank, Reconnect when your bank asks you to sign in again, and Disconnect at any time.

How it works

AcboBooks connects to banks through Plaid, the service many banking and budgeting apps use. When you click Connect a bank…, Plaid's window opens. You choose your bank, sign in, and tick the accounts to share. Some large banks send you to their own website to approve it. Back in AcboBooks, pick what each account feeds into and click Update. The full steps are in the live bank feeds help article.

Which banks

Most banks and credit unions in the United States and Canada can be connected, including large ones such as Chase, Bank of America, Capital One, Citi, PNC and U.S. Bank. If your bank isn't listed or won't connect, Import File with a statement from online banking does the same job.

What it costs

Live bank feeds need an activated licence. They are included free for the first year after you buy AcboBooks, then they are part of the yearly Updates and Payroll + Updates plans. AcboBooks itself keeps working either way, and statement import never needs a plan.

Your bank login and your data

  • You sign in on Plaid's page. AcboBooks never sees or stores your bank user name or password.
  • Transactions go straight into your encrypted company file on your own computer. Our service passes them from Plaid to AcboBooks and does not keep them.
  • Live bank feeds only work in a password-protected company file, so your banking is encrypted at rest.
  • They are read-only: they can never move money.

The details are in our Privacy Policy.

Getting started

  1. Update to AcboBooks 0.2.7. The Microsoft Store updates it by itself; otherwise download it from the download page.
  2. Open Banking → Bank Feeds and click Connect a bank….
  3. Link each account, choose a start date, and click Update.

Frequently asked questions

Does AcboBooks see my bank password?

No. You sign in on your bank's secure page, run by Plaid. AcboBooks only receives the accounts you choose to share and their transactions.

Can bank feeds move money?

No. Live bank feeds are read-only: they bring transactions in and can never make payments or transfers.

Do bank feeds work in the free trial?

Live bank feeds need an activated licence. In the trial, download a statement file from your bank and use Import File in Bank Feeds; it works the same way after that.

What happens after the first year?

Live bank feeds are included free for the first year after you buy AcboBooks, then they are part of the yearly Updates and Payroll + Updates plans. Without a plan, the software keeps working and you can still import statement files.

Try AcboBooks free for 15 days

Import a bank statement in the trial, then connect your bank once you activate your licence.

This article is general information, not tax, legal or accounting advice. Rules and dates change; check the official source or ask your accountant before acting.