Desktop accounting software

Accounting software that lives on your computer, not in a browser

Desktop accounting means the program is installed on your PC and the books are a file on your drive. It opens without internet, without an account, and without anyone else's servers being up. That is what AcboBooks is.

It is a Windows program for small businesses in the United States and Canada, bought once for $399.99, with invoices, bills, bank statement import, payroll, inventory and multi-user on the office network.

No card, no account. Windows 10 and 11. United States and Canada.

The AcboBooks home screen on Windows

A Windows program: menu bar, sidebar, your company file.

What it means

In practice

Offline is the default

Open the program, open the file, work. A cabin, a plane, a storefront with a flaky connection: nothing changes. Internet is used only for the optional licence check and update check.

Your books are a file

One .acbo file per business, encrypted with your password. Copy it to a USB drive, keep it in your own backups, hand it to your accountant. Nobody can lock you out.

No account, no subscription

There is no sign-up and no login to a service. You install it, try it for 15 days, and buy it once. The price does not rise next year because there is no next year's bill.

What is in the licence

The whole job, in one price

Sales and money in

Estimates, sales orders, invoices, statements
Receive payments, deposits, undeposited funds
Card payment links through Stripe
Customer credits, refunds, bad-debt write-off

Purchases and money out

Bills, purchase orders, item receipts
Pay bills in batches; print cheques
Vendor credits, 1099 and T4A tracking
Petty cash and expense entry

Banking and books

OFX, QFX and CSV statement import with matching
Reconciliation with a report
Enforced double-entry; closing date and audit trail
Multi-currency with dated rates

Payroll and people

US federal and state payroll; W-2 and 1099
Canadian CPP, EI, provincial tax; T4 and T4A
Direct deposit files, pay stubs, liabilities
Overtime, vacation, sick time, deductions

Stock and jobs

Inventory with cost of goods and stock status
Jobs, classes, progress invoicing
Items: service, inventory, subtotal, discount

Reports and sharing

Profit and loss, balance sheet, ageing, cash flow
Drill from any figure to the transaction
Excel export with live formulas; PDF
Multi-user on the office network; accountant access free
Bank reconciliation in AcboBooks

Reconcile from the statement file; no live connection needed.

What it does not do

· No phone app and no Mac version; Windows 10 and 11 only.

· No live bank connection; it imports the statement file your bank provides.

· Card payments go through a Stripe payment link rather than a built-in processor.

· One company per file; open as many files as you have businesses.

Questions people ask

Before you download

Is desktop accounting software still a good idea in 2026?

For a business that works from one office on Windows PCs, yes. It is faster, it works offline, the data is yours, and it costs a fraction of a subscription over a few years. Cloud makes sense when people post from many places every day or need a phone app.

Can more than one person use it?

Yes. One computer hosts the file and others on the office network connect to it, with record locking so two people never edit the same thing at once. A licence covers two computers; more seats are available.

What happens if my computer dies?

Your books are in the company file and its backups. The app can back up automatically each time it closes, and the file opens on any licensed computer with your password.

Does it import from QuickBooks Desktop?

Yes: lists and opening balances from an IIF export, or lists and transactions through Intuit's on-device SDK on the same PC. There is a dedicated page on the move.

How is the file protected?

Encryption inside the database (AES-256) with a password you set. Your own computer remembers it; another computer asks for it. A recovery key is shown once when the password is set.

Coming from something else?

How it compares to what you use now

Get started

Install it. Open your file. Work.

The 15-day trial has every feature, no card and no account.

No card. No account. Nothing to cancel.